Auto Insurance

Theall Insurance Agency is committed to getting you the best coverage for a price point that fits your budget. There is a balancing act between getting the insurance coverage you need in case of an accident while also not paying too much. Depending on if you are financing your vehicle or if it is paid off, there is the perfect level of coverage for your needs.

Don’t feel overwhelmed by all the options! We are here to help!

Types of Coverage:

Pays, up to the coverage limit, for damages to your vehicle or a vehicle you are operating if it hits another car or object, or it overturns. This type of coverage is typically required if you are financing your vehicle.

Provides coverage for damages to your vehicle or any vehicle in your custody resulting from incidents other than collision. This could include theft, fire, vandalism, flooding, hail, or other perils. Comprehensive coverage is usually required if you have a vehicle loan.

Provides coverage to pay for another individual’s bodily injuries or damages to their vehicle or property that you are legally responsible for. This type of insurance is required in most states.

If you and your passengers are injured or killed in an accident, Medical Payments Coverage will pay for your doctor, hospital, and funeral expenses, regardless of who is at fault. This type of insurance also covers you as a pedestrian if you are hit by a vehicle.

If you are in a hit-and-run accident or an accident with someone who does not have insurance, Uninsured Motorist Coverage pays for pain and suffering not covered by medical, disability, and Personal Injury Protection. Underinsured Motorist Coverage covers bodily injury to you or your family if the person legally responsible does not have adequate coverage.

Getting a quote is easy!

Just call us at 985-643-2299. We will do the leg work so you don’t have to! It is a good idea to have some information handy like:

  • Vehicle identification number
  • The driver’s license numbers of the people who will be driving the car
  • Brand, model, and year of your car
  • The location where your car is garaged
  • Your credit or savings account information
  • Your current auto insurance policy if you have one
  • Your driving history (e.g., accidents, violations, and so on)
  • Information on your car’s loan or lease
  • Your social security number
  • Accessories installed in your car
Auto Insurance

ATV

Just like Auto Insurance, all-terrain vehicles (ATV’s) should be protected. Also, like auto insurance, there are different levels of coverage for ATVs:

  • The basic level is liability, which covers bodily injury and property
  • Collision coverage will allow you to replace or repair the ATV if you are involved in any type of
  • Comprehensive coverage is designed to repair or replace your ATV if it is damaged by some type of non-collision event. This can include natural disasters, vandalism, fire, water damage and similar incidents.

Medical coverage is a good option for anyone concerned with the potential costs of medical care in the event of an injury. Consider the option of bundling an insurance package together.

We will work with you to insure your

  • 3-wheel, 4-wheel and 6-wheel ATVs
  • Dirt bikes
  • Go cart
  • Golf carts
  • Boat & Watercraft
  • Motorcycle

Ask us about qualifying discounts!

Boat & Watercraft

Many residents in Southeast Louisiana and Mississippi enjoy all of our area by boat. There is no lack of waterways for you to explore. Louisiana is called a sportsmen paradise because everywhere you look there are rivers and lakes perfect for boating, fishing, watersports, sailing and more.

According to Louisiana state laws, you are not required to carry boat insurance to own or operate a boat or personal watercraft. However, that does not mean you should forget about boat insurance or write it off altogether. From storms to boating accidents, you want to be prepared for the worst-case scenario. In 2020 alone, Louisiana was hit by five named hurricanes that caused mass destruction. It is important to protect your investment.

Whether it is in fresh or salt water, make sure you’re getting all the coverage you need to protect you and your family. Call us at 985-643-2299 for a hassle-free quote.

Motorcycle

Louisiana and Mississippi have some of the richest and most colorful heritages in the United States. Riding your motorcycle to not just see but experience scenic roads, taste eclectic cuisine and explore historical places can melt away your weekly stress.

According to greatmotorcycleroads.com, here are their top 8 best motorcycle rides in Louisiana:

  • Livonia to Plaquemine (46 miles)
  • Ponchatoula to Sorrento (40 miles)
  • Alliance to South Toledo Bend (32 miles)
  • New Roads to Baton Rouge (32 miles)
  • Boom Or Bust Scenic Byway (92 miles)
  • Louisiana Route 307 (19 miles)
  • Glenmora to Washington (54 miles)
  • Bogue Chitto Loop (60 miles)

Types of Coverage:

This type of coverage helps pay for another individual’s bodily injuries and medical expenses that you are found legally responsible for. The exception is it does not pay for guest passenger’s injuries.

Collision Coverage pays, up to the coverage limits, for damages caused to your motorcycle as a result of an accident.

This type of insurance provides coverage for damages to your motorcycle resulting from incidents other than collision such as theft, fire, vandalism, flooding, hail or other perils.

This type of coverage pays for bodily injuries and medical expenses incurred by a guest passenger on your bike.

If you and your passengers are injured in an accident, Medical Payments Coverage will pay for your doctor and other medical expenses regardless of who is at fault.

This type of coverage protects you if your accidentally damage someone else’s property with your motorcycle. It also provides coverage for legal fees in most cases.

If you are in a hit-and-run accident or if you are in an accident with someone who does not have insurance, this Uninsured Motorist Coverage pays for pain and suffering which is not covered by medical, disability and Personal Injury Protection. Underinsured Motorist Coverage pays for bodily injury to you or your family resulting if the person legally responsible does not have adequate coverage.

Under Louisiana law, it is unlawful to operate or ride on a motorcycle without wearing a safety helmet that’s properly secured by a chin strap.

“No person shall operate or ride upon any motorcycle or motor scooter upon the public roads or highways of this state unless such person is wearing on his or her head a crash helmet of the type and design inspected and approved by the American Association of Motor Vehicle Administrators.”

Recreation Vehicle

According to rvia.org “Total RV shipments for 2021 increased 39.5% over the 430,412 units shipped in 2020. Towable RVs, led by conventional travel trailers, ended 2021 up 39.6% against 2020 with 544,028 wholesale shipments. Motorhomes finished the year up 37.8% compared to 2020 with 56,212 units.”

If you are one or plan to be part of this growing trend, you should get educated about getting coverage for extended trips and some possible restrictions.

For example, your RV needs to have certain types of fixtures to qualify as an RV unit. This may include accommodations for cooking, bathing, refrigeration, potable water, electricity, heating, and air conditioning. Insurance policies may also cover travel trailers, which do not have a motor. This is a type of RV insurance that only applies to towed trailers with these living accommodations inside. RV policies may include comprehensive, collision, vacation liability, roadside assistance, and medical.

Types of Coverage:

This type of coverage helps pay for another individual’s bodily injuries and medical expenses that you are found legally responsible for.

Collision coverage pays up to the coverage limits for damages caused to your RV because of an accident.

This type of insurance provides coverage for damages to your RV resulting from incidents other than collisions such as theft, fire, vandalism, flooding, hail, or other perils.

This type of coverage pays for bodily injuries and medical expenses incurred by a guest passenger on your bike.

If you and your passengers are injured in an accident, medical payments coverage will pay for your doctor and other medical expenses regardless of who is at

This type of coverage protects you if you accidentally damage someone else’s property with your It also provides coverage for legal fees in most cases.

If you are in a hit-and-run accident or if you are in an accident with someone who does not have insurance, uninsured motorist coverage pays for pain and suffering which is not covered by medical, disability, and personal injury protection. Underinsured motorist coverage pays for bodily injury to you or your family if the person legally responsible does not have adequate coverage.